protecting your new vehicle ...
All new vehicles will be delivered with all applicable manufacturer's warranties. These will typically include bumper to bumper protection for defects, breakdowns and repairs for a combination of fixed period of time (in most cases 3-5 years) and driving distance (in most cases 60,000 to 100,000km). Following this will be a power train warranty for up to 7 years depending on the manufacturer and body rust perforation warranty for up to 10 years, again depending on the manufacturer.
These warranties are extended to all non-commercial purchasers and amended terms or durations may apply to commercial buyers and operators. Please talk to your Special Finance Manager today to complete details on the vehicles in which you have an interest.
protecting your used vehicle, extended warranties...
Used vehicles present a slightly different picture. Depending on age, kilometres on the odometer and the manufacturer involved, the balance of any non-expired manufacturer or factory warranties will usually be transferable to the new buyer. In addition, we warranty all our new cars for power train defects, breakdowns and repairs within the first 30 days after purchase and delivery to you. After market extended warranties can be purchased for peace of mind driving. In some cases, lenders may insist that these warranty products are purchased and included in the loan amount extended to you. This assures them that the vehicle risk that they are assuming will be maintained in a running working condition, and therefore keeps up the marketplace value of your vehicle. Speak to your Special Finance Manager for details on the benefits and costs of extended power-train warranty protection: a great value and protection for your car or truck.
For added protection of the car or truck you are buying we offer rust prevention sprays and paint protection sprays. These are applied to the vehicle before delivery to you and will increase and protect the look and appearance of your car for many years to come. Warranty limitations are different for new and used vehicles so be sure to check with your Special Finance Manager about your options and the cost of these services.
Protecting the interior seat and carpet fabrics of your car can be very important, especially if you have small children and pets that are prone to soiling these very visible fabrics and surfaces. These products are sprayed on the clean fabrics and carpets before delivery to provide stain resistance to most common spills, beverages and general soiling and extend the new car look for up to 3 years. In addition, these products assist in the cleaning of these surfaces over time, featuring quick release of dirt, dust and most dried liquids. Remember that quick attention to spills, dropped food items and pet soiling will help in keeping stains to a minimum. Speak to your Special Finance Manager about the cost and warranties associated with fabric protection.
Buyers are responsible to provide proof of insurance as required by law before taking delivery of the vehicle. In most cases Insurers will extend existing insurance policies to cover your new vehicle purchase. The lenders will not release the funds for the loan against the vehicle unless evidence of coverage is provided. They may dictate the level of deductible required to protect the vehicle in the event of a collision or loss. You will be provided the necessary information to register the lender as the lien holder on the insurance policy for payments in the event of a loss.
Some of our clients will need to shop around for insurance coverage in the following cases: if this is a first time purchase; they are being registered as the owner whereas previously the vehicle was shared; or they just wish to explore for better rates and coverages.
We recommend that clients looking for rate comparisons and coverage look at either of our affiliate partners who can rapidly quote and determine the least cost insurance provider for you. www.kanetix.com and www.insurancehotline.com can provide quick, effective and online quoting for most drivers with average or above average driving records. Drivers with poor records or abstracts may need to contact them by phone to get full quotes. Their web sites will guide you as necessary. In clicking on either vendor below, you will be taken out of the friendlyFinance.ca site - we are not responsible for any or all interactions, level of service or ability to obtain insurance coverages by these vendors.
You can apply for a loan any time, 24 hours per day. Our Special Finance managers will examine your request as soon as they get notified of your application. We can get you approved as early as the same day or usually within 24 hours of receiving your application during normal business hours.